Estimate likely funeral costs, compare burial, cremation and simpler options, and see how much is covered without pressure or sales tactics.
This calculator separates essential costs from optional send-off choices, then compares your plan with a simpler lower-cost route.
Adjust the plan to see the likely cost, funding gap and simpler alternative.
£0 covered
These are broad planning ranges only. Local fees, cemetery costs and funeral director pricing can vary significantly.
| Option | Typical cost range | Best for |
|---|---|---|
| Direct cremation | £1,500–£2,000 | Lowest-cost option, with a memorial held separately later. |
| Simple attended cremation | £3,000–£4,000 | A smaller service with better cost control. |
| Traditional cremation | £4,000–£6,000+ | A fuller service with vehicles, flowers and wake costs. |
| Burial funeral | £5,000–£8,000+ | Often higher due to cemetery, grave and later headstone costs. |
Check what is included, what is optional and whether third-party fees are estimates or fixed prices.
Ask whether they offer direct cremation, simple attended services or lower-cost packages.
Weekend services, extra mileage, upgraded coffins, cars and printed materials can all increase the final price.
Direct cremation is usually the lowest-cost option because there is no attended service at the crematorium. Families can still hold a separate memorial later.
Burials often include cemetery fees, grave purchase or burial rights, grave preparation and later headstone costs.
Yes. Many families reduce costs by choosing fewer vehicles, simpler flowers, a modest wake, direct cremation or a family-led memorial.
Some people on qualifying benefits may be able to apply for help with funeral costs. The amount depends on circumstances and usually does not cover every cost.
Return to the main hub for budgeting, lifestyle and affordability calculators.
RelatedCheck whether your income, bills and lifestyle spending are comfortable or too tight.
Next stepSee what everyday spending could become if saved or invested instead.
This summary is based on the figures entered into the Funeral Cost Calculator.
