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UK lifestyle salary calculator

Required Income Calculator

Build the lifestyle you want, then see the estimated monthly income and gross salary needed to support it.

Live results UK salary estimate Regional defaults Stress test
Plan from lifestyle first What salary do you need?

Instead of guessing a take-home figure, choose your household, region, lifestyle level and savings goals.

Work backwards from the life you want

Use this calculator to estimate the income needed for housing, bills, food, transport, family costs, savings and lifestyle spending.

1. Household setup

Adjusts default costs.

2. Lifestyle level

Essential Comfortable Premium Luxury
Pick a lifestyle level to quickly fill the spending fields. You can edit everything manually.

3. Monthly lifestyle costs

4. Savings and buffer

Used for the hours estimate.

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Required income calculator FAQs

What is a required income calculator?

It helps estimate the income or salary needed to support a chosen lifestyle, including housing, bills, food, transport, savings and family costs.

Is this the same as a salary calculator?

No. A salary calculator usually starts with a gross salary. This tool starts with the lifestyle you want and works backwards.

Does this include UK tax?

It uses simplified UK salary logic for planning, including income tax, National Insurance, pension and optional student loan deductions.

Why include savings?

A realistic income target should include future planning, emergencies, pensions, repairs, holidays and long-term savings.